Do I Really Need a Home Security System? – The Homeowner’s Fallacy

Burglar Breaks GlassUnsecured homes are up to 300% more likely to be invaded than homes with a security system, and yet only about 16 percent of U.S. homes have any sort of security mechanism in place. A burglary occurs every 15 seconds in the U.S., so are you prepared? If you’re living with the assumption that it won’t happen to you, it’s time for a wakeup call. This isn’t about inciting fear or paranoia; it’s about emphasizing the extreme importance of having a security plan, and thereby reducing your risk of becoming a victim.

It Won’t Happen to Me

Ah, those famous last words. If you have never been the victim of a break-in, it’s so easy to become complacent and underestimate your own burglary risk. In the gambling world, there is a term known as the gambler’s fallacy. It is the false assumption—often made at the craps table or roulette wheel—that one can predict future outcomes based on past results. Quite similarly, the homeowner’s fallacy might be reasoned along the lines of, “This is a safe neighborhood; nothing bad ever happens here,” or “I’ve lived in this house for over 10 years and have never had a problem.” But just like the craps player who mistakenly thinks he’s “due for a 7,” you’re drawing a false conclusion based on an unscientific premise. With over 2,000,000 homes burglarized every year in this country, none of us can afford to take chances.

I Don’t Have Anything That Burglars Would Want

It’s important to understand that burglars target modest as well as affluent homes, trailers as well as mansions. Granted, some are after the big payoffs, but others are just looking for easy targets. The typical burglar is under age 25, and just skilled enough to force his way into an average home. Never assume that your home is undesirable merely due to a lack of opulence or an absence of high-value goods. Even if a burglar spends several days casing your home, he (or she) won’t really know what’s inside until he breaks in, and at that point, he’ll take whatever he can get.

I Have Good Burglary Deterrents

Perhaps you haven’t invested in a full-fledged home security system, but you have taken steps to make your home less desirable to burglars. Maybe you have a home security lawn sign, a Beware of Dog sign, a few motion-activated lights or even a fake security camera. These are excellent tools to have at your disposal, and they will certainly reduce your likelihood of being targeted for burglary, but there’s just one problem. Not all criminals are deterred by smoke and mirrors, and in the event that a crook does enter your home, you have no defenses on the inside. The majority of burglaries occur between 9 a.m. and 3 p.m., and if an invasion happens while you’re away, you don’t want to be left with a defenseless home. It might as well be an all-you-can-eat burglary buffet.

iStock_000007366103XSmallI Can’t Afford a Home Security System

This is the #1 complaint among people who lack home security. Granted, if you contact an installer to arm your home, you may pay through the nose for parts, installation and possibly even a mandatory monitoring contract. That’s why many homeowners are now opting for the DIY option. Today’s wireless home security systems are remarkably easy to install, and more affordable than ever before. For one low cost (often less than $200), you can install your system in very little time and experience the immediate benefits. No high-pressure sales, no restrictive contracts, no overpriced components. For the homeowner on a budget, DIY is the way to go.

My Security System is Already Pretty Good

If you already have a home security system in place already, congratulations. You’re well ahead of 84% of Americans. At this point, your ideal strategy would be to enhance your system with some new accessories or burglary deterrents. If your system has expansion capabilities, you can always take things to the next level with additional motion sensors, glass break detectors, door/window contacts, or even a few surveillance cameras. Home security is always a work in progress, because it’s all about remaining one step ahead of the bad guys. So do whatever it takes to give yourself the total advantage today.

 

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